Exclusive Financing Pre-Approval Application for clients of

Liz Leonard
Franchise Advisor

has partnered with First Financial to provide funding through the SBA.

You can borrow from $50,000 up to $150,000* depending on your Financial needs. The SBA Express Loan is ideal for startup Franchises and you can use it to pay the balance of your franchise fee (after initial deposit), upfront materials needed to start your business, operating expenses, salary and much more as you start and grow your new business.

The best part of this loan is there are no personal assets pledged as collateral because the Business assets are the collateral.

*Loans above 150K, up to 5 million, are also available. Terms and Conditions will vary. Please speak to your Financing Advisor.

Meet your Franchise Financing Team


Cindy Watson

Financing Advisor

[email protected]

Mary Sweeney

Loan Processor

[email protected]


Learn Why The SBA Express Loan is The Best Franchise Financing Option Available

Loan advantages over other Financing options

  • Retirement funds and other personal liquid assets are not at risk and available for future use
  • No need to roll over a large portion of your 401K
  • The equity in your home will remain intact with no Bank Lien
  • No need for multiple Business credit cards with compounding interest

Express Loan Specifics

  • 10 Year term
  • Interest Rate is WSJ Prime + 2.75%
  • Loan may adjust Quarterly if WSJ Prime increases
  • Fully Amortized loan paying Principal/Interest monthly
  • No prepayment penalty
  • Loan funds deposited into your business checking account
  • Funding in 30 to 45 days
  • Up to $150,000

Applicant Criteria

  • Credit Score of 685+
  • Cash injection of 10% of the loan amount and no less than 15% in reserves
  • Revolving credit usage under 37%
  • No Tax Liens or Judgements that have not been released/satisfied
  • Bankruptcies must be over 36 months from released date

Our Clients Love Working with First Financial

First Financial has been an industry leader in franchise financing for over 25 years. Your approval is our #1 priority. Know who you’re working with; read what are clients have to say about us on Google Reviews.

Start Here to Get Pre-Approved